Friday, December 24, 2010

Steps To Quick Hemorrhoid Relief

Hemorrhoids usually present an itching, rectal pain and bleeding symptoms. It is a difficult and uncomfortable health problem, especially for those who spend most of their days in a sitting position. Although generally not a serious health problem, hemorrhoids often come with a pain that can be quite unbearable and frustrating. The situation is made even worse by that fact that it can be quite difficult to find an effective relief from hemorrhoids, as most ointments just give quick hemorrhoids relief but without any lasting effect.


Hemorrhoids are vascular structures in the anal canal that aid in stool control. When these structures become inflamed, they develop into an acute disease known as, “piles”. There are two kinds of hemorrhoids - the external hemorrhoid and internal hemorrhoid. External hemorrhoids are felt as bulges in the anus. They can be painful and the accompanying swelling can cause irritation. When blood clots in external hemorrhoids, it can lead to thrombosis and will need medical attention.

In contrast, and as the name implies, internal hemorrhoids occur inside the rectum. Generally, they are not painful and most people are unaware that they have them. Left untreated, bleeding internal hemorrhoids can lead to prolapsed and strangulated hemorrhoids.

Common symptoms of hemorrhoids include itching, irritation, a burning feeling, and bleeding. Although, by itself, hemorrhoids rarely lead to major medical conditions, it still pays to visit a doctor to relieve any discomfort that you might be experiencing. You might also want to try some of these quick hemorrhoid relief methods to stop your condition from worsening.

Use topical treatments.
Apply an over-the-counter hemorrhoid cream or suppository containing hydrocortisone, or use pads containing witch hazel or a numbing agent.

Soak regularly in a warm bath or sitz bath.
Soak your anal area in plain warm water 10 to 15 minutes two to three times a day. A sitz bath fits over the toilet. You can get one at most drugstores.

Keep the anal area clean.
Bathe (preferably) or shower daily to cleanse the skin around your anus gently with warm water. Soap isn't necessary and may aggravate the problem. Gently dry the area with a hair dryer after bathing.

Don't use dry toilet paper.
To help keep the anal area clean after a bowel movement, use moist towelettes or wet toilet paper that doesn't contain perfume or alcohol.

Apply cold.
Apply ice packs or cold compresses on your anus to relieve swelling.

Take oral pain relievers.
You can use acetaminophen (Tylenol, others), aspirin or ibuprofen (Advil, Motrin, others) temporarily to help relieve your discomfort.

With these treatments, hemorrhoid symptoms often go away in a few days. See your doctor if you don't get relief in a few days, or sooner if you have severe pain or bleeding.


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Thursday, March 25, 2010

Gout

Overview
Gout is a condition characterized by an abnormal metabolism of uric acid. People with gout either produce too much uric acid, or have a problem in removing it. The possible consequences of this buildup of uric acid in the body, including:-
  1. acute and chronic gouty arthritis,
  2. kidney stones, and
  3. deposits of uric acid (tophi) in the skin and other tissues.
Causes
Uric acid is generated as the body's tissues are broken down during normal cell turnover. Some people with gout generate too much uric acid (10%) and others with gout do not effectively eliminate their uric acid into the urine (90%). If your parents have gout, then you have a 20% chance of developing it. Intake of alcoholic beverages, especially beer, increases the risk for gout. Diets rich in red meats, internal organs, yeast, and oily fish increase the risk for gout.

Symptoms
The most common symptoms are pain and inflammation in the joints, swelling and feeling of pressure in the area where the swelling has occurred. Uric acid crystals can form outside joints, can be found in the earlobe, elbow, and Achilles tendon. Typically, these collections are not painful but can be a valuable clue for the diagnosis. Kidney stones are more frequent in patients with gout.

When to Seek Medical Care
Anyone who has a sudden onset of a hot, red, swollen joint should seek medical care, either with a primary-care physician, or with a rheumatologist (arthritis specialist). Attacks of abdominal pain due to kidney stones (renal colic) may also be related to gout.

Exams and Tests
  1. Joint aspiration (most important and ultimate method) - A needle is inserted into the joint to withdraw a sample of fluid for testing, to see if there are gout crystals or bacterial infection present.
  2. Blood tests - to look at your cell counts, uric acid levels (not reliable), kidney function, etc.
  3. Radiographs/X-rays - to assess underlying joint damage, especially in patients who have had multiple episodes of gouty arthritis.
Treatment
1.   Self-Care at Home
  • Take medications as prescribed.
  • While a joint is hot and swollen, you may want to use a cane or similar support to keep your weight off that joint.
  • Ice packs can be helpful in relieving pain and reducing inflammation.
  • Maintaining adequate hydration is key for minimizing attacks.
2.   Medications
      While some medications are used to treat the hot, swollen joint, other medications are used to
      prevent  further attacks of gout.
3.   Surgery - is rarely needed for gout unless significant joint damage has occurred from lack of effective 
       treatment.

Prevention
If you are at risk for gout, you should
  • eat a low-cholesterol, low-fat diet.
  • slowly lose weight. This can lower your uric acid levels. Losing weight too rapidly can occasionally     precipitate gout attacks.
  • restrict your intake of alcohol, especially beer.
  • stay hydrated.
  • adjust your intake of dairy products, such as nonfat milk and yogurt, because they can lower the frequency of gout attacks.

Tuesday, February 23, 2010

New Credit CARD Laws

The new Credit Card laws, signed by President Barack Obama in May 2009, is being phased in over a year.



The first phase of the new Credit Card Laws kicked in Aug. 20, 2009, when consumers began receiving at least 45 days' advance notice of changes to their accounts and gained the right to opt out of significant changes. They were also guaranteed at least 21 days to pay their monthly credit card bills.


The second phase of the new Credit Card laws, which started on 22 February 2010, contains the bulk of the consumer protections.


Among other things, the new law will:


  • Restrict issuing and marketing credit cards to people under 21 unless able to show proof can repay the credit card bill by themself or have someone over 21 co-sign on the account
  • Ban universal default, a practice of raising interest rates on card accounts based on the user's payment history with another, unrelated creditor but the ban applies only to existing card balances.
  • Require that payment due dates are the same date each month to help consumers avoid late fees.
  • Ban over-limit fees unless cardholders agree, in advance, to have over-limit protection on their accounts.
  • Ban double-cycle billing. Finance charges cannot be carried over more than one billing cycle
  • Make it easier for those who get into trouble with credit to get help. All monthly statements must now contain a toll-free number consumers can call to get contact information for at least three nonprofit credit counseling agencies.
The final phase of the law takes effect Aug. 22. That's when gift cards cannot expire in less than five years and cannot incur inactivity fees if not used for less than 12 months.


Impact of the new ruling.


  • Higher credit card interest rates and more fees but some of the lost income will be offset by new fees many credit card companies are initiating and from lower charge-offs as the economy continues to recover and more people go back to work.
  • The new law will save consumers at least $10 billion a year from just two of the provisions -- the ban on retroactive interest-rate hikes and the end of "hair-trigger" penalty rate increases
  • Better disclosure, simpler terms and restrictions of how fast rate increases can occur
With this new law, consumers will have the strong and reliable protections they deserve


This article was reported by Connie Prater for CreditCards.com.